Create a iPhone/Android application

The goal of this project is to create an application similar to PayPal Mobile. The application (or 2 applications) should be compatible with iPhone and Android platforms. The application will provide account management functionality to customers of a payment system. There is a functioning API. The goal is to enable operations on an account via that API. Functionality: - View balance - Make a transfer - Make mass payments - Make scheduled payments - Receiving party management (fast selection to which party the money to be transferred)* - Currency exchange * - View Exchange rates and graphs (graphs will be grabbed from our server via API, no need to generate them) - View analytic materials* - View account history (general, incoming transactions, outgoing transactions, by each currency account) - Communication to customer service* - Pay the bills - View System news* - Automatic balance check with predefined intervals, notification if the balance has been changed) - Enable additional passwords for the transfers - Data exchange via Https - Option to communicate to our server via Proxy/socks - Master password to start an application, security features such as password to make a payment - Saved data encryption - Multilingual support *Functionality that is not enabled at API right not, however can be implemented in no time. One version should work with iphone, another version should work with Android platform. Please make sure to specify the timeframe of the application development. The budget for this project is not precisely defined, so make your offer.