Credit rating agencies and the Financial crisis project

I need to write a project that will point out effectiveness of the financial regulatory system in delivering on its goals and its failures during credit crunch 2007-2008. The focus would also target the external factors and ethical theory that accompany corporate competition. The project should also highlight and examine the role of rating agencies functions in terms of ensuring accountability and incentives of good practice and decision-making process. I need around 3000 words using Harvard referencing for all external sources used in the project. Please type "READ" in cover.