Hello! I must admit first I have not developed an online banking system in the past. This kind of offers don't come everyday to a freelance like me.
What I can say about myself is I have been working in field of web development for more than two years now. I know oop php in and out, mysql , HTML,CSS,JavaScript as well. I am fan of MVC framework cakephp as well.
If I am awarded the project I shall use php as the engine and mysql as database. I have an outline plan for the site. There will be front and back end.
Users will be able to register to the site create account see available balance transaction history , make transactions. Back end will only be available to admins. Admin can see all users , their balance transaction balance update balance close and approve applications.
There will be captcha , server and client side validation for security reasons. Email alerts for account creation , approval , transaction.
Let me know what do you think, I am available over chat!